Among older Americans, divorce and widowhood are at an all-time high, leading to new partnerships. The US Census Bureau reports that more than half of all older adults have only married once, opting to stay legally single in their future relationships. Cohabitating…
LASA stands for "look-alike-sound-alike" and is commonly used when referencing medications in healthcare. Both Medicare and Medicaid were started in 1965 under Lyndon B. Johnson's administration in response to the inability of older and low-income people to purchase private insurance. …
The following tips may help you in your search for a home that meets your or a loved one's physical or developmental needs. The US Department of Housing and Urban Development (HUD) lists state and local government agencies and other organizations that…
There are many people who use trusts, not just the wealthy. In addition to serving many purposes, they address specific problems that are less concerned with wealth, and put the focus more on family dynamics. Do you want to keep…
Artificial intelligence tools are revolutionizing senior care. Health aides are needed to provide consistent and competent care to an aging population. In the United States, the healthcare industry employs over 4.5 million nursing aides, orderlies, home health aides, and personal…
Medicaid redetermination determines a beneficiary's eligibility for continued Medicaid coverage. Typically, this process occurs annually. However, during the pandemic, the federal government enacted the Families First Coronavirus Response Act (FFCRA), requiring continuous Medicaid enrollment without redetermination until the public health emergency (PHE)…
Most young parents are not concerned about death or serious illness or injury. As unlikely as such a serious event is when we are young, it is a possibility. This is why we pay for medical insurance, disability insurance, and…
Inflation affects all consumers, but older Americans are facing an especially dramatic loss of buying power.
Existing laws are sometimes circumvented by fraudsters, so more tools are needed to stop them from ruining older adults' financial stability. In earlier decades, fraud schemes by snail mail and phone scams were limited. Now that digital technology, the internet,…
A special needs child requires special consideration when estate planning. You'll need to assess how your child will be able to function in the world as they age. There are many questions to answer, including: What is the child's long-term…